Your money is spread across nine places. None of them shows you the whole.
Each institution shows you its share and calls it a balance sheet. Yoseri was written for the one number nobody works out for you: what you have left once everything is put together.
The problem is not a lack of data. It is that the data does not talk to itself.
Your bank knows your chequing account. Your broker knows your portfolio. Your lender knows your mortgage balance. Nobody knows all three, and yet that is the only view from which a decision makes sense.
The result fits in one sentence: we decide about our money with fragments, then we are surprised to find a subscription forgotten for eleven months or $537 in monthly interest we had never added up.
What Yoseri will not do, even if it sells well.
A product is defined just as much by what it refuses. These four points are not a policy that can be changed: they describe how the app is built.
Connections are read-only. There is no path in the code that can initiate a payment.
No resale, no advertising profiling, no “anonymized aggregated data” handed to a third party.
No suggested investment, no card compared for a fee. Yoseri shows your numbers, not a catalogue.
Every finding shows its method, its data and its confidence level. You can redo the calculation by hand.
Yoseri lives on a subscription paid by you, and on nothing else. It is the only structure where our interests and yours point in the same direction — the three plans are here.
Yoseri is not for everyone, and that is deliberate.
Stop deciding with fragments.
Bring the five areas together once, and finally see the total amount at the same moment.
The demo runs on test data. No banking credentials are requested.