Mint shut down. What you need instead is not another Mint.
Mint was free because your attention and your data paid for it. Yoseri does the same job — every account on one statement — on the opposite model: a subscription, and nothing else to sell.
Intuit shut Mint down in early 2024 and sent its users to Credit Karma.
Mint’s model — free, funded by advertising and product placement — is exactly the one Yoseri refuses. When the tool is free, you are the product. Yoseri charges a subscription for bank syncing and sells nothing else: no ads, no commission, no data. That is the trade, written down.
What Mint did, and what Yoseri does.
A comparison written by the party selling one of the two tools is suspect by construction. This one also names what Mint did better.
| Topic | Mint | Yoseri |
|---|---|---|
| Price | Free, funded by advertising | $0 with manual entry; $8.99 or $17.99 a month with syncing |
| What is sold | Cards, loans, products recommended on screen | Nothing. No product recommended, no commission |
| Language | English | French, English, Spanish, on equal footing |
| Currency | US dollars first | Canadian dollars, Canadian registered and tax-sheltered accounts |
| Account access | Read-only | Read-only — no transfer is possible, by construction |
| Budget | Automatic categories | Envelopes, calendar of outgoings, what is left for the month computed after what still has to go out |
| Investments and debts | Basic tracking | Three investment classes, a costed repayment order, a retirement projection |
| Data | Shared with the Intuit ecosystem | Hosted in Canada; full export and deletion on request |
| What Mint did better | Years of history, a vast database of recognised merchants | A younger app: fewer years of history, a smaller merchant database |
The free plan is not a crippled version.
Envelopes, calendar, debt plan, goals: the whole budget is free, for life, with manual entry. Only bank syncing is paid, because it has a bill behind it. If your spreadsheet is enough, keep it — we say so on the comparison page too.
What former Mint users ask.
Can I import my Mint history?
Yes, by CSV file: statement import is in the free plan. Mint’s categories do not map one for one: you place your lines in your own envelopes.
Does Yoseri work with my bank?
Syncing goes through an aggregator; what it sees, and what it does not, is written on the Security page. Without syncing, everything works by manual entry and import.
Why pay when Mint was free?
Because syncing costs money, and Mint paid for it with your advertising and your data. Yoseri lives on its subscription and nothing else — which is what lets it sell you nothing.
Can Yoseri touch my money?
No. The banking authorisation requested is read-only: no transfer, no payment, no purchase, in any direction. It is not a promise, it is a technical limit.
Start free. Stay if it is useful.
Four minutes, no banking credentials required, and you can stop at any step.