Two rounds before the public opening: 50 seats on Thursday 1 October, 300 more on 1 November. Launch is 1 December — and the discount closes for good after that.
No need to wait to look around: try the live demo — the same screens, demo data, a five-minute guided tour.
Already {n} confirmed on the list.
Four fields, then one click in the confirmation email. After that we write once: when your turn comes.
This form is not wired to the list yet: no sign-up is being recorded for now.
By joining the list you agree to receive one confirmation email, then the email that tells you your access is open. Your seat is only held once the confirmation link is clicked. No newsletter, no follow-ups, no sharing: your address does not leave Yoseri. You can remove yourself with the link at the foot of every email, or ask to see and delete what you just entered by writing to support@yoseri.com — deletion takes effect the same day.
An email has just gone out to the address you entered. Your seat is held once you click the link it contains — not before.
Nothing in your inbox? Check the spam folder.
We open in stages for one plain reason: an app that reads bank accounts does not get to be roughly right. Fifty people first, three hundred next, everyone after.
50 seats
The first circle. Full access, bank sync included, and a direct line to the people building the product.
300 seats
Three weeks later, once the first fixes have shipped. Same product, same discount, more people to put the bank connections under strain.
Open to all
Yoseri becomes available without an invitation. The free tier stays free — but the 50% discount opens to no one after that.
There is no sign-up counter on this page. A number we cannot prove to you is a number we do not write — the same rule holds inside the app.
Beta testers keep their price for as long as their subscription stays active. No minimum term, no card asked for during the beta.
Yoseri
$8.99 / month
4.50 $ / month
Automatic connection to 38 institutions, three investment classes, a savings rule that is actually followed, findings with their sources.
Yoseri+
$17.99 / month
8.99 $ / month
Everything in Yoseri, plus Monte-Carlo simulations, capital ceilings, cross-platform best price and tax exports.
The free plan stays free. The discount applies if — and only if — you move to a paid plan. Nothing is deducted during the beta, and no card is asked for.
A beta is not decorative early access: it is a product that still has rough edges, and people willing to name them. Here is the deal, both ways.
This is not a marketing checkbox. Your country decides three concrete things: which institutions get wired first, which pension schemes are projected, and which tax-sheltered accounts are recognised.
Someone in Québec pays into the QPP and saves in a FHSA. Neither account translates into the other — and a tool that pretended otherwise would be inventing rules.
What your country changes
3 settingsDesjardins in Québec, the big banks elsewhere
Desjardins in Québec, the big banks elsewhere
QPP, Social Security, the French basic pension or the State Pension
QPP, Social Security, the French basic pension or the State Pension
TFSA and RRSP, 401(k) and IRA, PEA and assurance-vie, ISA and SIPP
TFSA and RRSP, 401(k) and IRA, PEA and assurance-vie, ISA and SIPP
On 1 October, bank authorization covers Canada and the United States. France and the United Kingdom are aimed for the 1 December launch. Everywhere, from day one, manual entry gives you the same budget, the same calendar and the same debt plan.
Wiring a market means wiring its banks and having its tax rules checked on the ground. It does not translate — so here is the state of play, market by market.
| Market | Bank authorization | Manual entry |
|---|---|---|
| Canada | 1 October, when the private beta opens | From day one |
| United States | 1 October, when the private beta opens | From day one |
| France | Aimed for the 1 December launch | From day one |
| United Kingdom | Aimed for the 1 December launch | From day one |
For the region you picked — — bank authorization is .
“Aimed for” means aimed for, not promised. A bank connection depends on an aggregator and on institutions that are not ours. If the date moves, we write before — and signing up still counts: your region decides the order in which we wire.
Four things, and nothing else: budget, see where the money goes, invest, plan ahead. Read-only, always. Here is what is waiting for you on 1 October.
Budget
What is actually leftSeven envelopes that remember one month into the next, a calendar of scheduled outflows, and what is left computed after them — not before.
Spending
Where the money goes, without hunting for itYour accounts gathered into one statement, and the charges that have been dormant for eleven months surfaced with what they cost a year.
Invest
Three asset classes, fees includedStocks and ETFs, crypto, property — gathered with market prices alongside and the fees actually paid, to the dollar.
Plan ahead
Savings, debt, retirementA savings rule that is followed — never a transfer made on your behalf —, the real cost of your credit, and a projection that says what it does not know.
Nothing is hidden while you wait: every screen has its page, on the same worked example, with the method behind each calculation and what Yoseri does not do. These pages are the preview of a product under construction — they say so at the top, with their date.
And the rest of Yoseri
In sign-up order, adjusted by country and region so the beta covers several banking institutions rather than fifty customers of the same one. If you are not in the first round, you move to the second automatically — there is nothing to redo.
One: the one that tells you your access is open. A second only if a date moves — and in that case we write before the date, not after.
As long as your subscription runs. Yoseri drops from $8.99 to $4.50 and Yoseri+ from $17.99 to $8.99, and that price stays yours month after month — that is what the first 350 get, and nobody after them does. Cancel and come back, and you come back at the normal price. There is no trial alongside it: the Statement plan is free for life.
Two things. First, everything already works with manual entry: envelopes, calendar, debt plan, goals — the same product, without the automatic refresh. Second, your region decides the order: we wire institutions where people are waiting. Automatic bank connection opens the day the aggregation agreement is signed — Canada and the United States first, France and the United Kingdom next. We will write the day it is wired, not before.
No. If you do choose to connect an account, the authorization asked for is read-only: no transfer, no payment, no change is technically possible.
The address is there to write to you, the country and region to decide which institutions and which tax rules get wired first. Nothing is shared, nothing is sold, nothing is used to train a model.
We write before, with the new date and the reason. An app that reads bank accounts ships when it is ready, not when the calendar would like it to — and the opposite would be exactly the kind of promise Yoseri forbids itself.
First name, email, country, one confirmation click. After that we write once — when your turn comes.
No payment method asked for. Every email carries its own unsubscribe link.