Reading the sentence, searching your transactions, computing: it all happens on the device. No request, so nothing to intercept — and no network latency.
Yoseri is not open yet outside Canada.
This page describes the product as it works in Canada. The pension plans, the tax shelters and the connected banks here are Canadian: they do not transpose. Where you are, it would rather be the local public plan, with the local tax shelters as tax shelters and your tax administration opposite.
We do not claim to know those rules today — connecting them is work, not a translation. Tell us where you are: the order in which markets open is decided there.
What it understands
Four ways to ask the same question. One single plan.
A keyword engine looks for “restaurant” and misses everything else. Yori looks for what you mean: an intent, an envelope, a period, a filter. The wording changes, the plan does not.
What it computes
Twenty-three families, twenty-three calculations.
Not “anything”, which means nothing. Twenty-three shapes of question, each with its own arithmetic and its lines behind it. Here are ten of them.
Total
“How much did I spend on housing last month?”
→The sum, and the transactions that make it up
Ranking
“My five biggest merchants”
→The ranking, with each total
Frequency
“How many times did I go to IGA?”
→The count, and the dates
Price of an item
“How much does 2% milk, 2 L, cost?”
→The price read off your receipts, dated
Net worth
“What is my net worth?”
→Assets minus debts, both shown
Horizon
“In how many months will I be done repaying?”
→The month, based on your declared monthly payment and rate
Available
“How much can I spend between now and the end of the month?”
→What is committed, what is due in, what is left per day
Simulation
“What if I spent $200 less a month?”
→The same forecast, recalculated on your scenario
Unusual
“Is there an unusual expense?”
→What falls outside your habit, compared to your own median
Memory
“Do you remember what I told you?”
→Only what you told it — erasable in one gesture
+13
other families
Gaps, recurrences, goal milestones, the real cost of a loan, month-to-month comparisons.
Four of the twenty-three are projections, not history. Yori computes them at the pace you declared — with no declared monthly payment, it says so rather than guess.
The power
One question. Five chained calculations. One single figure.
An assistant that reads only one screen answers one-screen questions. Yori crosses your debt, your budget, your cushion and your projection in the same query — and every floor stays openable.
None of these five calculations is hard-coded for this question: Yori composes them from what the sentence asks. Change “my card” to “my car loan” and the chain rebuilds itself, with the figures that go with it.
Confidence
A figure without its confidence level is an opinion.
Knowing how to compute is one thing; knowing what the calculation is worth is another. Every answer carries its level, and the last row of the table is the most important one.
The one refusal
On your budget, your savings and your debt, Yori recommends — and always shows the calculation. On investments, never: Yoseri is registered as neither an adviser nor a broker with any market authority, is paid by no institution, and will tell you so plainly rather than dress an opinion up as a calculation.
Where it runs
All that power fits in your phone.
Most assistants send your sentence to a server just to understand it. Yori reads it here — which also makes it faster than a network round trip.
Straight questions
What people ask us about Yori.
What it reads, what it can do, and what it does when it finds nothing.
So, is Yori really an AI?+
Yes. Yori understands a sentence written in your words and turns it into a calculation: that work is what we call AI, and it happens on your device — your question goes to no server. What it does not do is write the figure: it adds it up from your own transactions, and unfolds it for you line by line. An assistant that writes its figures is fluent; it is not verifiable.
What exactly does it search?+
Four things, in your real transactions: the merchant, the note you wrote, the amount, and the items read off a scanned receipt.
Does it remember our exchanges?+
Of what you told it — a monthly payment, a plan, a habit — and never of what it computed itself, which it redoes every time. The memory can be read and erased in one gesture.
And if it finds nothing?+
It says so. Zero results for “pharmacy” means no transaction carries that word — not that you never went. Yoseri does not fill a gap with an estimate.
Do I have to connect a bank?+
No. Yori searches what is there: a manual entry, an imported statement or a scanned receipt is worth a synchronized transaction. It is complete on the free plan.
Ask Yori your question.
It answers with your figures, cites its sources, and says plainly what it does not know.
Yori places no order and moves no money. It explains, you decide.