Yori answers with your own lines.
Ask in plain words. Yori digs through your own transactions and hands back a figure you can unfold, line by line. It never averages you against anyone, and it says so when it does not know.
Yoseri is not open yet outside Canada.
This page describes the product as it works in Canada. The pension plans, the tax shelters and the connected banks here are Canadian: they do not transpose. Where you are, it would rather be the local public plan, with the local tax shelters as tax shelters and your tax administration opposite.
We do not claim to know those rules today — connecting them is work, not a translation. Tell us where you are: the order in which markets open is decided there.
commercants | Your most frequent merchants, with their real visit counts and totals.
Free with manual entry, no banking credentials and no card. You see your first statement in four minutes.
Yori knows where you actually go.
Before you type a letter, Yori shows your most frequent merchants — with visit counts and totals. Seven fill-ups at Esso for $420. Six trips to IGA for $493. The rent, four times, $5,800. Tap one, and every one of its transactions is there.
ESSO — GAS
7 times$420 in totalIGA EXTRA PAPINEAU
6 times$493 in totalCOSTCO ANJOU
5 times$612 in totalRENT — 5237 PAPINEAU AVE
4 times$5,800 in totalYori recognises a question.
Type “how much on restaurants in August?” and Yori understands it is a question, not a merchant name — it filters the envelope, sums the month, and lists the transactions the answer is made of. An answer you cannot unfold is an answer you cannot check.
- Merchant, note, amount or item: one field, four ways in
- A useful question can be saved and re-asked in one tap
- Scanned items count too: “oat milk” finds the receipts that contain it
Ask Yori
99 real transactions“Merchant, note, amount, item…”
4 times · $128 in total
32 $5 times · $340 in total
68 $3 times · $1,980 in total
660 $Tap a merchant to see every one of its transactions. The totals are sums of lines you can read — never a number without its receipts.
The question you ask every month.
“How much on restaurants?”, “what did the car cost this year?”, “everything above $200”. A question you retype every month is a report you never asked for — so it can be kept, named, and reopened in one tap.
Kept
A question becomes a nameSave the filter once and it appears in your saved list, ready to run again on this month’s data. The result is recomputed each time — it is a question kept, not an answer frozen.
Unfoldable
A total you can openEvery saved question keeps the lines behind its figure. A number you cannot unfold is a number you cannot check — and that is one of the things Yoseri refuses.
Yours only
Nothing leaves to answerThe question is answered from your own transactions, on your device. No external index, no comparison with other people’s data — Yori knows what you recorded and nothing else.
Yori raises findings. It never gives advice.
A finding is a calculation on your own transactions, and it carries its proof: the operations it is made of, the period they were observed over, and how confident it is. Then it stops and asks you, rather than deciding for you.
Two recurring charges totalling $62.98 a month have run for eleven months, which is $756 a year. No other transaction appears at those two merchants over the whole period.
Yori stops here and asks: do you still use them? A tool that announced “you don’t use it any more” would be inventing a fact it does not have — a bank statement holds debits, not usage.
At most one a day, and each one is checkable.
A continuous stream of alerts ends up meaning nothing. Yori raises about nine findings a month and notifies at most one a day — that is a setting, not an opinion.
- Every finding cites its period, its operations and its confidence
- Nine findings a month, not a continuous stream of notifications
- No product recommended, no referral commission
Three other jobs, all on the same rule.
Yori does not only answer. It sorts, it reads, and it flags — and in each case it shows what it worked from.
Sorting
Each transaction in its envelopeYori proposes the envelope; you keep the last word. A category you correct is a category it stops getting wrong — and one it never applies behind your back.
Receipts
A photo becomes a transactionYori reads the receipt, attaches it as proof, and its item lines become answerable: “oat milk” finds the receipts that contain it. See receipts.
Subscriptions
The charges that sleepA recurring charge, a price rise that slipped through, a merchant you stopped visiting — Yori names them with their dates and their amounts. See subscriptions.
What Yori will never do.
Not three promises — three limits, and each one is checkable in what the app shows you.
Yoseri is registered as neither an adviser nor a dealer with any securities regulator. Yori recommends no product and no transaction, and Yoseri is paid by no financial institution. A finding is a calculation — the decision is yours.
A stale figure is shown as stale. Never guessed, never smoothed over. When a total cannot be unfolded into the lines it is made of, it does not get shown at all.
A bank statement holds debits, not usage. Yori can see that a charge has run for eleven months; it cannot see whether the service is useful to you. So it asks — and until you answer, that amount counts nowhere.
What we get asked about Yori.
What Yori searches, what it ignores, and what it does when it finds nothing.
What exactly does Yori look through?
Four things, across your real transactions: the merchant, the note you wrote, the amount, and the items read from a scanned receipt. In the worked example that is ninety-nine transactions to dig through — yours will be yours.
Does my question go to a server?
No. Yori works on the data already on your device. There is no external index and no request sent — so there is nothing to intercept along the way.
How does it recognise a question?
By its shape. “Esso” is a merchant name; “how much on restaurants in August?” is a question — it filters the envelope, sums the month, and lists the transactions the answer is made of. The total and its lines arrive together, never one without the other.
And if it finds nothing?
It says so. Zero results for “pharmacy” means no transaction carries that word — not that you never went to one. Yoseri does not fill a gap with an estimate: missing data stays missing data.
Do I need a bank connection to use it?
No. Yori digs through whatever is there, wherever it came from: a manual entry, an imported statement or a scanned receipt count the same as a synced transaction. It is complete in the free plan.
Keep looking around
Where the items come from: a scanned receipt carries its lines, and its lines become searchable.
See receipts SubscriptionsThe recurring merchants Yori knows best: detected charges, price rises, and the gym you stopped visiting.
See subscriptions BudgetWhere the answers point: an envelope that went over, a pace that drifted, a month explained.
See the budget“Where did it all go?” now has an unfoldable answer.
Ask in your own words. Get a number made of lines you can read. That is the whole promise — on your data, and only yours.
Yori searches your data only. Every answer shows its lines. Nothing invented, ever.