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One account, four universes

Your life doesn’t have just one budget.

At home, your business, the two of you, the roommates. Each one has its own space, its own numbers and its own people — in the same app, never mixed together.

YoseriYour money, day to day.
Yoseri ProYour business, simply.
Yoseri ShareYour money, with others.
Yoseri NewsThe world around your money.

Yoseri is not open yet outside Canada.

This page describes the product as it works in Canada. The pension plans, the tax shelters and the connected banks here are Canadian: they do not transpose. Where you are, it would rather be the local public plan, with the local tax shelters as tax shelters and your tax administration opposite.

We do not claim to know those rules today — connecting them is work, not a translation. Tell us where you are: the order in which markets open is decided there.

Not a filter

Switch universes, the bottom bar changes.

It’s not a list you filter: it’s the app that no longer opens the same screens. Tap a universe — those are its real tabs.

Your money, day to day.

Accounts, budget, subscriptions, savings, debts and investments. The default universe, the one you open when you launch the app.

One account · no data in common

Yoseri 09:41
Yoseri Pro

Your business next to your money. Never inside it.

The same screens you already know, on separate data. A business expense never lands in your personal budget, and a personal expense never lands in your books.

Invoicing, cash flow, provisions →
Yoseri Share

Who paid, who owes what. In one line.

A space is a shared tally. Every expense, who fronted the money, and what that leaves between you. Share is for two; Group is the roommates, the trip, or any group around a budget.

The tally, the currency, the settlement →
Yoseri Duo

Two accounts, not shared access.

Inviting your partner doesn’t put them inside your account: it opens their own Yoseri, complete — their accounts, their budget, their investments. On top of that, you have a shared household: couple expenses, pots, shared net worth. And each of you chooses what to show.

Either the person who invites pays for both, and it costs the invitee nothing — or the invitee pays a reduced rate on their own account. The prices are on the pricing page; this page doesn’t repeat them, so the two can’t contradict each other.

See the pricing → The wall between the accounts →
Bringing people in
Costs them nothingNo paid plan is needed to be in your space, see the tally or settle up. An invitation is an invitation, not a sale.
Works even without themSomeone who isn’t on Yoseri still appears in the tally, under their name.
What a space is not
A joint accountYoseri moves no money: it counts, it doesn’t pay.
A window into your accountsSharing a space shares the tally, never your balances.
Pass it on

Someone around you keeps the tally in a phone note.

Send them this page. Being in a space costs nothing, and the free plan isn’t a stripped-down version.

350 seats, half pricePrivate beta: date to be announced Join the list