Your life does not run on one single budget.
Home, your business, the two of you, the flat-share. Each gets its own space, its own figures and its own people — inside the same app, without ever mixing.
Yoseri is not open yet outside Canada.
This page describes the product as it works in Canada. The pension plans, the tax shelters and the connected banks here are Canadian: they do not transpose. Where you are, it would rather be the local public plan, with the local tax shelters as tax shelters and your tax administration opposite.
We do not claim to know those rules today — connecting them is work, not a translation. Tell us where you are: the order in which markets open is decided there.
Each one changes the app, not just the figures.
Switching universe does not filter a list: the bottom bar itself changes. These are the tabs each one actually opens.
Your accounts, budget and investments
Your business: invoice, collect, set money aside
For two or several: who paid, and what that leaves between you
Yoseri’s newsroom — journalism, not advice
Your business beside your money. Never inside it.
The same screens you already know, on a separate set of data. A business expense never lands in your personal budget, and a personal one never lands in your books.
Who paid, who owes what. In one line.
A space is a shared tally. Every expense, who put the money down, and what that leaves between you. For two or for several — the couple, the flat-share, the trip: people around one budget.
Two accounts, not one shared login.
Inviting your partner does not put them inside your account: it opens their own full Yoseri, with their accounts, their budget, their investments. On top of that you share a household — couple expenses, common pots, shared net worth. And each of you chooses what to show.
Either the one who invites pays for both, and it costs the invited person nothing — or they pay a reduced rate on their own account. The current prices are on the pricing page; this page does not quote them so the two can never disagree. The full Duo page walks through the key, the wall between the accounts, and what happens if it ends.
- Costs them nothing: no paid plan is needed to sit in your space, see the tally or settle up.An invitation is an invitation, not a sale.
- Works even without them: someone who is not on Yoseri still appears in the tally, under their name.
- A joint account. Yoseri moves no money at all: it counts, it does not pay.
- A window onto your accounts. Sharing a space shares the tally, never your balances.
Someone around you keeps the tally in a notes app.
Send them this page. Being in a space costs nothing, and the free plan is not a trimmed-down version.